When a client’s net worth and life insurance need deems it appropriate, it often makes sense for them finance their life insurance premiums using a third-party bank’s capital – an efficient use of leverage within their estate plan. Whether it is to provide the liquidity for the next generation’s 40% estate tax liability, or to leverage their own tax-free retirement income, premium financing can be a prudent strategy.

Darren Sugiyama is the CEO and Founder of Lionsmark Capital, the most transparent premium financing intermediary in the life insurance industry. Lionsmark is the trusted source that financial advisors, life insurance agents, CPAs, and estate planning attorneys turn to design the right premium financing arrangements for their high-net worth clients.

With 19 different lenders, 12 different carrier partners, and 7 different loan models on our platform, each client is advised and educated by our team regarding various loan rate constructions, collateral options, and each lenders’ loan terms.

The conservative and transparent approach to premium financing is what makes Lionsmark Capital so appealing to large financial institutions.