IUL For Aspiring Know-It-Alls breaks down the good, bad, and ugly of Indexed Universal Life Insurance policies. Written by life insurance industry expert - Darren Sugiyama - this book explains many of the mysteries regarding how this controversial product works in real world situations. In this book, Darren explains how the crediting methodology works in regards to floors, caps, bonuses, and charges. Perfect for life insurance agents, financial advisors, CPAs, and estate planning attorneys, this book is also appropriate for clients that are considering using an IUL for insurance protection as well as a tool to enhance their retirement planning.
In the world of wealth management, it is common place for high-net worth individuals to purchase $20 million to $100 million life insurance policies using Premium Financing - a leveraged strategy wherein wealthy individuals utilize bank capital to finance life insurance premiums. One of Darren Sugiyama's companies - Lionsmark Capital - is one of the most respected firms in the country that specializes in this strategy for the uber-wealthy. Known as the most mathematically sound (and one of the most sophisticated) experts in the industry, Darren transparently explains the how to properly use premium financed life insurance in estate planning.
The original first edition of this book was published in 2010. Ten years later, Darren Sugiyama released this second edition and includes most of the original content, plus everything he has learned over the last decade. At double the page count, Darren reflects on the principles that made him successful in the early years of his business career, and also the newly evolved principles that can only come with experience, age and wisdom. This is a must-read, whether you are building your first insurance agency, or if you're a seasoned veteran starting the second chapter of your business career.
This is Darren Sugiyama's first fictional novel, and is about how the right mentor can change the course of your life, forever. Vincent - the main character - is a recently divorced, struggling entrepreneur who has lost his confidence. But a chance meeting with an extremely successful businessman blossoms into a mentor/mentee relationship, Vincent is introduced to a world that he could have only dreamed of. This is a story of an underdog's struggle in finding his way in life. Though this is a fictional novel, Darren weaves in 25 Life Rules on how to live a fulfilling and successful life (think Paulo Coelho's The Alchemist meets Rocky).
In this sequel to The Icon Effect, Vincent finds himself in new unchartered waters after inheriting The Icon's financial advisory firm in New York and is faced with some extreme challenges that make him question everything. As he struggles to find his way after falling from grace, he meets a new mentor named Takeo Takashi - a Japanese billionaire - that teaches him how to apply the ways of the samurai to his new business challenges. Takeo's teachings are similar to The Icon's in some ways, but very different in others, as Vincent discovers a new perspective on success, loyalty, happiness and his own identity. This is a story about the importance of family, true friendship, and redemption.
Written for aspiring entrepreneurs, Darren provides a detailed explanation of his unorthodox goal setting program, how to build bulletproof confidence, building your brand, how to effectively communicate with clients, and much more. He explicitly talks about the journey of an entrepreneur - including both the ups and downs - and how he learned to navigate through the challenging times, especially in the early stages of his career. He also has an entire chapter dedicated to teaching his leadership principles. But the chapter most talked about by many readers across the globe is the final chapter - a message Darren wrote to this one-year old son (at the time) about what being a real man is all about.
This book serves as a great tool a father who truly wants to mentor his son. This book opens the door to conversations about valuable life lessons, using "5 Rules."
Rule #1: Never Give Up.
Rule #2: Always Try Your Best.
Rule #3: Never Blame Others.
Rule #4: Don't Focus On The Problem. Focus On The Solution.
Rule #5: Always Be A Man Of Your Word.
The format of this book is intended for a father to read to his son.